British Airways American Express® Credit Card
Earn 1 Avios per £1 spent everywhere with no annual fee.
Welcome Bonus:
Earn 5,000 bonus Avios when you spend £2,000 in the first 3 months
Representative Example
Credit Limit
£1,200
Purchase Rate
30.4% variable
Representative APR
30.4% APR variable
Annual Fee
£0
Key Benefits
- 5,000 bonus Avios when you spend £2,000 in first 3 months
- No annual fee - perfect for collecting Avios on everyday spending
- 1,000 bonus Avios for adding your first supplementary card
- Up to 90,000 bonus Avios through referring friends
- Companion Voucher when you spend £12,000 in a year
- Basic travel accident insurance
- Global Assist® 24/7 support
- Purchase protection
Rewards Structure
All Purchases
1 Avios per £1 spent
Friend Referral
4,000 Avios per approved friend
Travel Benefits
Global Assist
24/7 worldwide assistance when you're traveling abroad
Travel Accident Insurance
Basic travel accident insurance coverage when you book your travel with the card
Fees & Rates
Annual Fee
£0
Representative APR
30.4% APR (variable)
Our Verdict
The British Airways American Express® Credit Card is an ideal choice for those wanting to earn Avios without paying an annual fee. While it offers a more modest earning rate compared to the Premium Plus Card, it still provides valuable benefits including the Companion Voucher for economy flights. The card is particularly appealing for occasional travelers or those new to the Avios program, offering a straightforward way to earn rewards on everyday spending. The welcome bonus of 5,000 Avios is achievable with reasonable spending, and the ability to earn additional bonuses through friend referrals adds extra value. Just remember that the Companion Voucher is restricted to economy cabins only, which differentiates it from the Premium Plus version.