British Airways American Express® Premium Plus Card
Earn 3 Avios per £1 spent with British Airways, 1.5 Avios on everything else.
Welcome Bonus:
Earn 30,000 bonus Avios when you spend £6,000 in the first 3 months
Representative Example
Credit Limit
£1,200
Purchase Rate
30.4% variable
Representative APR
138.5% APR variable
Annual Fee
£300
Key Benefits
- 30,000 bonus Avios when you spend £6,000 in first 3 months
- Companion Voucher when you spend £15,000 in a year
- 3,000 bonus Avios for adding your first supplementary card
- Up to 90,000 bonus Avios through referring friends
- Access to additional reward flight seats in Club World
- Travel accident insurance up to £250,000
- Global Assist® 24/7 support
- Purchase and refund protection
Rewards Structure
British Airways & BA Holidays
3 Avios per £1 spent
All Other Purchases
1.5 Avios per £1 spent
Friend Referral
9,000 Avios per approved friend
Travel Benefits
Travel Inconvenience Insurance
£200 for flight delays/missed connections, £750 for delayed baggage (6+ hours), additional £1,000 for extended delays
Travel Accident Insurance
Up to £250,000 cover on public transport when paying with your card
Global Assist
24/7 support when traveling outside the UK
Fees & Rates
Annual Fee
£300
Representative APR
138.5% APR (variable)
Our Verdict
The British Airways American Express® Premium Plus Card stands out as a premium travel rewards card for frequent BA flyers. The combination of a generous welcome bonus, high earning rate on BA purchases, and the valuable Companion Voucher make it particularly attractive. The card's travel benefits, including comprehensive travel insurance and Global Assist, add significant value. While the £300 annual fee is substantial, regular BA travelers can easily offset this through the rewards and benefits. However, the high APR means this card is best suited for those who can consistently pay their balance in full.