Who should consider it?
The strongest Avios earning card here for regular British Airways spend, with a companion voucher that can be used in any cabin.
The headline points total is only one part of the decision. Work out whether you will naturally meet any spending target, how you plan to use the rewards, and whether the ongoing benefits outweigh the fee. Never spend more just to collect points.
What stands out
- Companion Voucher after £15,000 annual spend
- Voucher can be used in any cabin, subject to availability
- Travel inconvenience and travel accident cover
What to watch
The £300 fee means the benefits need to outweigh the cost for you.
American Express says the earn rate will change to 1.25 Avios per eligible £1 from 7 October 2026, including BA spend.
Representative example
Credit limits and interest rates depend on the provider's assessment and may differ. Paying the balance in full each month avoids purchase interest, but any annual fee still applies.
Product facts were checked against the provider on 15 August 2026. Offers and terms can change. Verify all details on the provider's website before applying.