Who should consider it?
A simple way to collect Avios on everyday purchases without paying an annual card fee.
The headline points total is only one part of the decision. Work out whether you will naturally meet any spending target, how you plan to use the rewards, and whether the ongoing benefits outweigh the fee. Never spend more just to collect points.
What stands out
- No annual fee
- Companion Voucher after £15,000 annual spend
- Voucher is for economy reward flights
What to watch
The companion voucher is limited to economy cabins.
Representative example
Purchase rate29.1% p.a. variable
Annual fee£0
Representative APR29.1% representative APR variable
Assumed credit limit£1,200
Credit limits and interest rates depend on the provider's assessment and may differ. Paying the balance in full each month avoids purchase interest, but any annual fee still applies.
Editorial note
Check the latest provider terms ↗Product facts were checked against the provider on 15 August 2026. Offers and terms can change. Verify all details on the provider's website before applying.